North Bay Mortgage
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ARNOLD & SMITH INSURANCE
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About Us

Our corporate office staff onboard the fire truck!
Our corporate office staff onboard the fire truck!

North Bay Mortgage is a lending office designed for everyone. Our specialty is personalized, one-on-one service and low cost. We are connected with over 50 of the largest money lenders in the United States, which means that we can find the right one for you.

We are proud to offer our clients the following:

  • Zero up-front fees
  • Low interest rates
  • Good credit/poor credit - OK
  • Debt consolidation
  • Manufactured homes - OK
  • Commercial - OK
  • FHA/VA specialists!

Please call us if you, or someone you know, is planning to begin construction, refinance or purchase a home. Compare what we have to offer with other lenders. We can save you money and give you the personalized service you deserve.



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