Ask Mike!

Here's something new - Ask Mike!

Our intent is to address frequently asked questions and to provide answers to help you make informed decisions when it comes to refinancing or obtaining a mortgage. Watch for "Ask Mike" in your local newspapers and in our newsletter as well.

If you have a question for Mike, click HERE to send him an email or call our office at 1-866-371-8400.

Here is a list of some of the frequently asked questions we hear:

• Which is better? A bank or a mortgage broker? Click HERE.
  
  
• Why do I have to pay closing costs? Click HERE.
  
  
• Should I get pre-approved for my loan before house shopping? Click HERE.
  
  
• What is a credit score and how does it work? Click HERE.
  
  
• Can I use my home equity to pay off high credit card debt? Click HERE.
  
  
• What is the minimum down payment I can make on a home? Click HERE.
  
  
• How soon after filing bankruptcy can I get a mortgage? Click HERE.
  
  
• What is a reverse mortgage? Click HERE.
  
  
• Why does my mortgage include Private Mortgage Insurance? Click HERE.
  
  
• What are Option ARM mortgages? Click HERE.
  
  
• If my credit is less than perfect, can I still buy a house? Click HERE.
  
  
• What is a good credit score and how can I increase mine? Click HERE.